Scenario $3(6$ points$)$

Dave has an HO$-3$ policy to insure his home, personal property, and liability. He shares his home with his ten$-$year$-$old son James. James invited his friend Timmy to their home to play catch under Dave's supervision. Timmy tossed the ball straight up$,$ intending to catch it$.$ However, the ball hit Timmy in the face, breaking his glasses and cutting his cheek. Dave used a bandage and an ice pack from his first aid kit to treat Timmy's injuries and then called Timmy's parents. Timmy's cut required stitches and resulted in $$700$ in medical expenses.

Explain whether coverage would be provided under Coverage E$-$Personal Liability, Coverage F $-$ Medical Payments to Others, or Section II $-$ Additional Coverages.

For full credit, be sure to identify any or all coverage$($s$)$ that are or could be applicable.