Scenario & Question:

Data breaches have been occurring with more and more frequency over the last few years (think of the Target data breach that occurred in late 2013), putting the private information of ordinary people at risk. Discuss how current laws can be changed to protect consumers from the fallout of these data breaches, and potential penalties that could be levied on companies for putting their customers at risk.

Please use research and list references. Thank you for your assistance.