Section $4-213(1)$ spells out that it will convert a payor bank's provisional settlement into final settlement when it:

Question $1$ options:

does not pay the items in cash.

settles without reserving a right to revoke.

settles while having a right under statute, clearinghouse rule, or agreement with the customer.

has not yet posted the item to the appropriate account.

makes provisional settlement and provokes the settlement in the time and manner permitted by the statute, clearinghouse rule, or agreement.