Select one: a. requires that all interest be repaid on a monthly basis while the principal is repaid at the end of the loan term. b. repays both the principal and the interest in one lump sum at the end of the loan term. c. requires the principal amount to be repaid in even increments over the life of the loan. d. has equal amounts applied to interest due on each loan payment. e. requires that all payments be equal in amount and include both principal and interest