Select the plan that most closely matches each given description. Insureds create contract with an insurer who does not provide health care services The higher the deductible, the lower the premium Insured receive health care services from a designated group of providers May not even involve an insurance company No annual deduction is incurred, but a small co-payment may be required Indemnity plan Managed care plan I'd rather receive my health care from a group of pre-screened providers who meet specific selection standards. I most value the freedom of choice and am willing to pay for it. I'd rather have the flexibility of either having the insurance company reimburse me or directly paying the health care provider. The organization or plan being described is a group HMO a Blue Cross/Blue Shield plan an IPA HMO O an EPO Indemnity plan Managed care plan