Rowina recently started working for a new firm that offers a group extended health insurance plan. In reviewing the plan, Rowina discovers that the plan has dental care. When Rowina asks her insurance agent, Blair, about dental care coverage, which of the following is the CORRECT response that Blair should provide to her? The group plan will require cost estimates for routine procedures that are in excess of provincial coverage. The group plan will cover the costs for routine procedures including teeth whitening. The group plan will require submissions of proposed orthodontic procedures and costs. The group plan will require a referral from a physician for extractions and restorative work. 20 Oa) Ob) Oc) Od)