Shared Resources: When you collaborate with a team, you can pool resources such as capital, skills, and time. This collective effort can significantly reduce the individual financial burden and time commitment associated with the venture. This means that each team member's affordable loss is lower because they are not solely responsible for bearing all the costs and risks.

Risk Distribution: Sharing a venture with teammates allows for risk distribution. Individual team members may have different risk tolerances and varying levels of personal resources they are willing to invest. This diversity in risk tolerance can help balance the overall risk of the venture, making it more palatable for each team member. One person's affordable loss may be another's entire investment, so by sharing the burden, it becomes more manageable for everyone involved.