show work even how to plug it in the calculator 10ii+

3. You have borrowed $16,000 to buy a car. Your banker has offered a 7.5% car loan for 4 years. What will be your monthly payment if you make equal payments at the beginning of each month for the next 4 years? a) $4,037 b) $389 c) $285 d) $499 e) $384