SHOW WORK FOR CREDIT: USE CHAPTER $13$ and CHAPTER $12$ TABLES FROM THE HANDBOOK OF TABLES: Steven just received an inheritance and wants to retire in $12$ years to Costa Rica and once he retires he wants to be able to receive $$18,000$ a year from his fund for the next $25$ years. How much money from his inheritance does he need to put in a fund today that makes $6\%$ compounded annually so that he can retire in $12$ years and draw $$18,000$ from his fund for $25$ years? You will need to calculate the annuity first $($chapt $13)$ and then calculate the lump sum $($chapt $12).$