Solomon contributed $20,000 to his RRSP at a time when his marginal tax rate was 52%. At retirement, which he anticipates being 20 years from now, he expects to continue to have a marginal tax rate of 52%. Based on a discount rate of 5%, what is the present value of the amount of tax Solomon will pay on a withdrawal of $20,000 from his RRSP in his first year of retirement? O a) $0 Ob) $3,834 c) $3,920 Od) $10,400