solve Q4 and 5 step by step on page or on paper

4. What is the Effective Interest Rate (EIR) for a scenario where $23,000 has to be repaid after 5 years with a nominal interest rate (APR) of 13.5% compounded continuously? 5. Given the interest rate of 8%, evaluate the correct expression for given cash flow at N=0. Draw cash flow(s) for your solution. [CLO-3] $196 $203 $210 $217 $224 $231 $238 $245 $252 $259 $182 $189 $175 0 1 2 3 5 6 7 8 9 10 11 12 13