Solve the problem using the tables below What are the monthly payments on a $65,000 universal-life insurance policy for a 35-year old female using a preferred rate? Estimated Annual Life Insurance Premium Rates per $1,000 of Face Value 10-Year Level Term Male Female 20 25 30 35 40 45 50 PREP 0.87 0.87 0.87 0.87 1.13 1.51 2.03 2.95 4.61 NT 1.27 1.27 1.36 1.44 1.96 2.69 3.76 5.61 9.07 tobacco usage 2.28 2.28 2.49 2.73 3.78 5.33 8.08 12.48 20.07 PREP 0.75 0.75 0.75 0.75 1.00 1.38 1.72 2.27 3.46 NT 1.10 1.10 1.16 1.26 1.57 2.12 2.98 4.44 6.95 1.88 1.88 2.06 2.23 2.93 4.08 5.78 8.33 12.57 60 PREF preferred; NT non-tobacco; T