Sonia borrowed $$3717\mathrm{.}00$ compounded annually to help finance her education. She contracted to repay the loan in annual payments of $$251\mathrm{.}00$ each. If the payments are due at the end of each year and interest is $5\%$ compounded annually, how long will Sonia have to make annual payments? State your answer in years and months $($from $0$ to $11$ months$).$ion $4$Sonia will have to make payments for year$($s$)$ and months$).$