Standard Acme Bancorp has the following assets What is its Liquidity Index Item $ in $1,000s $ in $1,000s Risk Adjustor Cash 345,000 100 Short term Treasuries 12,546,800 100 Treasury Bonds 609,765 100 Corporate Bonds 235,680 80 Muni Bonds 125,600 75 Loans 345,075,000 Real Estate Loans 275,680,000 9...

To calculate the Liquidity Index we need to determine the total liquid assets and divide them by the total assets Total Liquid Assets Cash 345000 Shor ...

Standard Acme Bancorp has the following assets. What is its Liquidity Index? Item $ in $1,000s $

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Standard Acme Bancorp has the following assets. What is its Liquidity Index?

Item	$ in $1,000s	$ in $1,000s	Risk-Adjustor
Cash	345,000		100%
Short-term Treasuries	12,546,800		100%
Treasury Bonds	609,765		100%
Corporate Bonds	235,680		80%
Muni Bonds	125,600		75%
Loans	345,075,000
Real Estate Loans		275,680,000	90%
Consumer Loans		12,865,000	85%
Comm'l/Bus Loans		56,530,000	95%
Real Estate	345,000		65%
Goodwill & Other Intangibles	2,675,000		0%
	$ 359,957,845

26. Your bank has $153 million in loan commitments which are now being drawn upon. You aren't sure, but you are beginning to think that the bank may have some problems now. What sort of risk are you concerned about, and how can you remediate it?