Step 4: Evaluate and justify your methodological choices -You can acknowledge limitations or weaknesses in the approach

4.1 Research Methodology The research methodology can be considered as the key factor to achieve their goals as it shows the direction of how the goal goes forward and what tools and techniques are used to achieve it. Utilized different methodologies for acquiring their objectives. For instance, using the methodology determined by both qualitative and quantitative approaches, which was conducted in the urban area of Malaysia city. In this combined methodology, we used open- ended questions and observations to conduct the qualitative and quantitative analysis. This section summarizes the methodology focused on how the research was carried forward. The method and techniques were used to achieve the outcomes. 4.2 Research Objective To study the overview of digital payment and their features of Malaysia To identify the usage of digital payment instead the traditional payment We organize the research as follow discuss the scope of the study, literature review and research methodology. Another than that we have discuss the research results and debate based on the analysis objective. Next, we also have discussed about the accomplishments of the findings and conclusion. 4.3 Scope of Study This paper provides a focus on digital payment, which is a modern pattern in electronic payments. We attempt a considerable study of people use and understanding of the present mechanisms. The respondents in the research are from online community, friend and family. This paper offers a guide to the present arrangement of digital payments and highlights digital payment including new technology and its effectiveness. It also helps to understand the various services offered in digital payment. 4.4 Methodology Approach The questionnaire was administered with a sample size of 52 respondents and 12 respondents by interview section. In this research, both the primary data and secondary data have been utilized. Generally, the research is largely based on primary data, but necessary secondary data also have been collected from various sources namely article journals, reports, and websites. The link to the survey is sent mainly through Google Form, email, and WhatsApp. Respondents are surveyed to understand the methods of payment used before and now. The collected data are analysed by deploying descriptive analysis