Stephen Rose believes that cloud computing will impact both individuals and businesses and change how we perceive data and do business. Think about the computing and com- munications tasks you use today. What is the benefit of being able to perform them via the cloud? Are there any disadvantages? Do you currently use multiple devices to access your data and apps? If so, are the data and apps stored in the cloud, on each device, or both? If not, would the ability to access your data and apps via any device, anywhere, be an advantage in your life? Would a cloud-based world change how you use data or apps on a daily basis? If a person or business decides not to utilize the cloud, will this be a disadvantage for that person or business? Why or why not?