Steve, 38, is a single parent that works as a landscaper in the summer and snow remover in the winter. He lives in Toronto & has two kids and recently purchased his first house. Steve enjoys dirt bike racing. He has a reputation among his peers of being a daredevil and brag about his tricks a lot in front of everyone. He brings his two sons along to his dirt bike races to Montreal every weekend. He is also considering buying two dirt bikes for his 5 & 7 years old. Steve just had a check up and was told that he has a clean bill of health.

In no more than 2 pages, conduct a Life Insurance Needs Analysis for Steve.

Does he need Life Insurance?

What kind of Life insurance policy suits him best and why?

What kind of supplemental insurance benefits should he considered purchasing and why