Study the problem and answer the given question. A personal finance decision that young families with children frequently face is whether a stay-at-home parent should "divest" his or her child-care duties, hire childcare, and return to work. Whereas the emotional aspects of such decision are non-quantifiable, the economics of such decision are measurable. Take the case of Elena and Gino Deluca, who have two children, ages 2 and 4. They are in the process of analyzing whether it makes economic sense to hire childcare and have Elena return to work as a credit analyst. They estimate that Elena will earn P58,000 per month gross. In addition, she expects to receive monthly employer-paid benefits that include health insurance, life insurance, and pension contributions totaling P18,000. She expects her income taxes to total about P19,000 per month. The Delucas' estimate total additional expenses (childcare, clothing and personal expenses, meals away from home, and transportation) related to Elana's job to total P15,000 per month. They summarized these monthly estimates in the attached file. Would you advise to the Delucas that Elena should stay at home and take care of their children or "divest" her child-care duties, hire childcare, and return to work? Explain the answer.

Additional Gross Income P58,000 Employer-paid Benefits P18,000 Additional Income and Benefits P76,000 Income Taxes P19,000 Additional Expenses P15,000 Taxes and Additional Expenses P34,000 Net Income P42,000