Subject is based on law, kindly use IRAC method to answer the question got 3 parts A, 1&2

Students must answer ALL questions. Question 1 Sylvia has a debit card and credit card with the GOT Bank. Her credit carass code for thee thief bank posts her a new credit card. It also posts her some days later a new pass code for the credit The thie card. A thief steals new purchases $2,000 worth of goods with the bank is debited for the $2,000. Sylvia does not read her credit card statements nd s the new credit card and the new pass code from Sylvia's lettebo the stolen credit card. Sylvia',credit card account that are sent to her each month and incurs months before Sylvia discovers the problem. She rings the bank and dispute s tnit for not reading The bank insists that she is liable for the $2000 plus interest saying it is her fetters to Sylvia for her bank statements as she should have. The bank starts to send demanding her to pay or the bank will notify the credit rating authorities and she will find i interest at 20% per annum on the S2000 that is outstanding it difficult to obtain a loan. (a) Advise Sylvia of her legal rights and how she should go about resolving thsive way that the bank -should she take the matter to court or is there some other mor she can resolve the dispute with the bank? 6 marks] She discovers that over After this experience Sylvia checks her debit card statements in August. a period Monday of each month, the last her account. Sylvia's account has been accessed with the debit card and correct pass code. Sylvia can't imagine how this has happened, although there are several possibilities, as follows: of several months starting in January 2016 $200 has been taken out on the first being in June. A total of $1200 has been taken from For the first three months of 2016 her pass code was her birth date- and she wonders if one of her friends who shares the house with her has guessed her pass code and used her debit card without her knowledge. This could account for $600 of the withdrawals 1. In April she changed her pass code to a new number. From April she kept her debit card in her wallet which she kept in her handbag. Sylvia keeps her mobile phone in her handbag reverse of "Passcode". Her mobile phone is not password protected. She wondered if one of her friends had worked this out and this could account for the further $600 that has been 2. and she put the new pass code in her contacts under the name "Edocssap" which is the (b) Advise Sylvia of her rights and liabilities in relation to the S1200 in light of the above. In answering this question you must refer to the relevant clauses of any Codes that are relevant to the resolution of this problem. taken from her account [14 marks] TOTAL: 20 marks Students must answer ALL questions. Question 1 Sylvia has a debit card and credit card with the GOT Bank. Her credit carass code for thee thief bank posts her a new credit card. It also posts her some days later a new pass code for the credit The thie card. A thief steals new purchases $2,000 worth of goods with the bank is debited for the $2,000. Sylvia does not read her credit card statements nd s the new credit card and the new pass code from Sylvia's lettebo the stolen credit card. Sylvia',credit card account that are sent to her each month and incurs months before Sylvia discovers the problem. She rings the bank and dispute s tnit for not reading The bank insists that she is liable for the $2000 plus interest saying it is her fetters to Sylvia for her bank statements as she should have. The bank starts to send demanding her to pay or the bank will notify the credit rating authorities and she will find i interest at 20% per annum on the S2000 that is outstanding it difficult to obtain a loan. (a) Advise Sylvia of her legal rights and how she should go about resolving thsive way that the bank -should she take the matter to court or is there some other mor she can resolve the dispute with the bank? 6 marks] She discovers that over After this experience Sylvia checks her debit card statements in August. a period Monday of each month, the last her account. Sylvia's account has been accessed with the debit card and correct pass code. Sylvia can't imagine how this has happened, although there are several possibilities, as follows: of several months starting in January 2016 $200 has been taken out on the first being in June. A total of $1200 has been taken from For the first three months of 2016 her pass code was her birth date- and she wonders if one of her friends who shares the house with her has guessed her pass code and used her debit card without her knowledge. This could account for $600 of the withdrawals 1. In April she changed her pass code to a new number. From April she kept her debit card in her wallet which she kept in her handbag. Sylvia keeps her mobile phone in her handbag reverse of "Passcode". Her mobile phone is not password protected. She wondered if one of her friends had worked this out and this could account for the further $600 that has been 2. and she put the new pass code in her contacts under the name "Edocssap" which is the (b) Advise Sylvia of her rights and liabilities in relation to the S1200 in light of the above. In answering this question you must refer to the relevant clauses of any Codes that are relevant to the resolution of this problem. taken from her account [14 marks] TOTAL: 20 marks