subject related to future value and present value

Scenario: You are offered $25,000 now or $30,000 five years from now with a simple annual rate of 4.5% (0.045).

Which option would you choose ($25,000 now or $30,000 in five years) and why?

a - choose $30,000 in five years because it is worth more than $25,000

b - choose $25,000 now because it will grow to a larger sum in five years

c - choose $30,000 in five years because it is greater than the present value

d - choose either option because I would make the same amount