Question: Summary plan descriptions ( SPDs ) : a . are not required by ERISA b . must be provided to new employees before they begin

Summary plan descriptions (SPDs):
a. are not required by ERISA
b. must be provided to new employees before they begin their employment
c. can be the basis for claims that employees did not receive promised benefits
d. provide a brief overview of the terms of employee benefit plans
Summary plan descriptions (SPDs): a. are not required by ERISA b.

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