Suppose the average return on an asset is $12\mathrm{.}5$ percent and the standard deviation is $21$ percent. Further assume that the returns are normally distributed. Use the NORMDIST function in Excel ${?}^{}$ to determine the probability that in any given year you will lose money by investing in this asset. $($Do not round intermediate calculations and enter your answer as a percent rounded to $2$ decimal places, e$.$g$.,32\mathrm{.}16.)$

Probability

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