$\backslash$table$[[,\backslash$table$[[$Premium cash$],[$flow$]],$Basics Cash flow,$\backslash$table$[[$PV Premium$],[$cash flow$]],\backslash$table$[[$PV Basic cash$],[$flow$]]],[$Initial investment,$-550,000f,-475,000,,],[$Year $1,110,000,110,000,100,000,100,000],[$Year $2,130,000,120,000,107,438,99,173],[$Year $3,160,000,130,000,120,300,97,744],[$Year$4,190,000,140,000,130,136,95,890],[$Year $5,185,000,160,000,115,625,100,000],[$RVE$,40,000,30,000,25,000,18,750],[$NPV$,,,48,4999,36,5576$