Term Answer Description Discounting A A table that reports the results of the disaggregation of each payment on an amortized loan, such as a mortgage, into its interest and loan repayment components A type of security that is frequently used in mortgages and requires that the loan payment contain both interest and loan principal Time value ofB. money Amortized loan C. A value that represents the interest paid by borrowers or earned by lenders, expressed as a percentage of the amount borrowed or invested over a 12-month period Ordinary annuity D. The process of determining the present value of a cash flow or series of cash flows to be received or paid in the future One of the four major time value of money terms; the amount to which an individual cash flow or series of cash payments or receipts will grow over a period of time when earning interest at a given rate of interest Annual percentage rate E. F. A rate that represents the return on an investor's best available G. A concept that maintains that the owner of a cash flow will value it H. A cash flow stream that is created by a lease that requires the payment I. A cash flow stream that is generated by a share of preferred stock that Annuity due alternative investment of equal risk Perpetuity differently, depending on when it occurs Future value to be paid on the first of each month and a lease period of three years Amortization schedule is expected to pay dividends every quarter indefinitely Opportunity cost ofJ. A series of equal cash flows that occur at the end of each of the equally funds spaced intervals (such as daily, monthly, quarterly, and so on)