Term Answer Replacement cost A. Description This insurance coverage protects real and personal property from catastrophic loss by a variety of causes, such as fire and weather events. This is the legal term given to the practice of failing to act in a reasonable manner or to Property insurance B. take the steps necessary to protect others from harm. Named insured C. Deductible D. Actual cash value E. This value does not deduct the amount of an insured asset's physical depreciation, and reflects the entire amount necessary to repair, rebuild, or replace an asset at current market prices. This type of insurance coverage would protect you against financial losses resulting from your responsibility for someone else's injury or damage to their real or personal property. This is the amount of a loss that the insured is required to pay before the insurance company covers the remainder of the loss This value is calculated as the difference between the insured asset's replacement cost and the value of its physical depreciation. This refers to the term used to describe the cause of a loss. This is the individual or individuals named as the insured party in an insurance contract. This Insurance specialist investigates claims on behalf of an insurance company, This concept maintains that an insured should not benefit excessively from having insurance coverage and should not be compensated for more than his or her economic Negligence F. Liability insurance Principle of indemnity G. H. 1. Peril Claims adjustor loss