The Ability$-$to$-$Repay Rule, adopted by the Consumer Financial Protection Bureau in compliance with the Dodd$-$Frank Wall Street Reform and Consumer Protection Act, requires lenders to determine whether a consumer applying for a Qualified Mortgage can afford to repay the loan. One of the requirements is that the borrower's total monthly debt $($including property taxes$)$ cannot exceed $43\%$ of the borrower's monthly pre$-$tax income. Suppose that the Foleys have applied for a $$450,000$ Qualified Mortgage with an interest rate of $5\%/$year compounded monthly and a term of $30$ years. The property tax on the home they wish to purchase is $$6000/$year$.$ If the Foleys' annual income is $$72,000,$ will they qualify for the mortgage? $($Round your answers to two decimal places.$)$

The Foley's monthly payment would be $ $.$

Their monthly income is $ $.$

Do they qualify?