The answer is given, $3,479.94. What I need to know is how to get to this answer using a Financial Calculator and what would be the values you would use for the calculation. For example, PV=, FV=, I/Y=, C/Y=, P/Y=, N=, BGN/END=, and lastly PMT=. Presumably you need to do this in two steps because you need to calculate the deposit period and the withdrawal separately but I am not sure how to start.

Harry opens an RESP earning 3.2% compounded quarterly to help fund his son's education. Harry makes beginning-of-month deposits of \$150 into the RESP for 12 years, at which time his son will be going to college. How much can the son withdraw at the beginning of each 6 month period for the four years that he is in college? Input your