The below are Ratios and Graphs for AMG Global for the 4 year period to be given for the assignment.

 

Kindly assist with the question below

 

You are the recently appointed Financial Accountant for AMG Global Microfinance , which has been operational for the past 4 years yet without an analysis of its financial performance. Now things have changed. Its now a requirement by the regulators of microfinance institutions to have a well structured board that is expected to meet regularly to assess Financial Performance of the microfinance institution. Your Managing director request you to do a financial Analysis report covering the 4 year period, indicating areas of strengths, weaknesses and practical strategies to improve the organization.

   

Transcribed Image Text:

BRS05 Portfolio size 1.00 BOB 6,000,000 5,000,000 4,000,000 3,000,000 2,000,000 1,000,000 6,000,000 5,000,000 4,000,000 3,000,000 2,000,000 1,000,000 0 180.0% 160.0% 140.0% 120.0% 100.0% 80.0% 60.0% 40.0% 20.0% 0.0% Portfolio quality evolution 1.00 BOB MFI FACTSHEET: FINANCIAL GRAPHS 1,800,000 1,600,000 1,454 1,400,000 1,200,000 1,000,000 2012 800,000 600,000 400,000 200,000 0 Operational self-sufficiency 3.0% 2012 35.3% 90.2% 2012 Savings evolution 17.7% 2013 2012 Grass Loan Portfolio Portfolio Yield & Operating expense ratio 2,580 4.5% 3.9% 1.9% YN 2014 2015 1,905 2012 2013 Gross Loan Portfolio 162.3% 2013 I 31.4% Portfolio Yield 3,349 2014 2013 Totalsavings NAME OF INSTITUTION AMG Global Microfinance 16.7% 3,728 140.4% 2014 5,949 31.8% 4,885 2015 -Number of borrowers -PAR30 145.2% 2015 17.5% 0 n 2015 Operating expense ratio 11,393 MFI Factsheet 0.0% 0 2014 2015 0 Voluntary savings -Total active dients MFI Factsheet 7000 6000 5000 4000 3000 2000 1000 0.0% 0.0% 0.0% 0 0 5.0% 4.5% 4.0% MFI Factsheet 3.5% 3.0% 2.5% 2.0% 1.5% 1.0% 0.5% 0.0% MFI Factsheet MFI Factsheet 12,000 10,000 8,000 6,000 4,000 2,000 0 Average disbursed loan size 1,400 1,200 1,000 800 600 400 200 5.0% PAR 30 and risk coverage 4.0% 3.0% 2.0% 1.0% 0.0% 692 2012 291 0.0% 3.0% 2012 PAR30 Productivity of staff 132 13.5% 1.4% Break-Down of Portfolio Yield 17.7% 2013 2013 2012 Number of loans per loan officer Operating expense ratio 2012 Funding Structure 18.2% 1.4% 80.4% 323 977 Equity 2013 2013 172 8.9% 4.0% 1.9% 16.7% 2013 2014 Write-Off Ratio 2014 22.4% 5.5% 72.1% REPORT IN Funding expense ratio 266 896 2014 129 2014 www 19.1% 11.6 % 69.3% 2014 Borrowings 2015 9.4% 1.4% 3.4% 229 AUTOMATICALLY GENERATED 17.5% 2015 1,298 2015 106 2015 Number of loans per staff member 0.0% 0 Risk coverage of PAR30 Provision expense ratio 19.3% 40.8% 39.9% 2015 MFI Factsheet Savings 1.00 BOB MFI Factsheet 0 0 MFI Factsheet 0 0 0 n 140% 120% 100% 80% 60% 40% 20% 0% MFI Factsheet Yield Margin MFI Factsheet 0.0% 0 BRS05 Portfolio size 1.00 BOB 6,000,000 5,000,000 4,000,000 3,000,000 2,000,000 1,000,000 6,000,000 5,000,000 4,000,000 3,000,000 2,000,000 1,000,000 0 180.0% 160.0% 140.0% 120.0% 100.0% 80.0% 60.0% 40.0% 20.0% 0.0% Portfolio quality evolution 1.00 BOB MFI FACTSHEET: FINANCIAL GRAPHS 1,800,000 1,600,000 1,454 1,400,000 1,200,000 1,000,000 2012 800,000 600,000 400,000 200,000 0 Operational self-sufficiency 3.0% 2012 35.3% 90.2% 2012 Savings evolution 17.7% 2013 2012 Grass Loan Portfolio Portfolio Yield & Operating expense ratio 2,580 4.5% 3.9% 1.9% YN 2014 2015 1,905 2012 2013 Gross Loan Portfolio 162.3% 2013 I 31.4% Portfolio Yield 3,349 2014 2013 Totalsavings NAME OF INSTITUTION AMG Global Microfinance 16.7% 3,728 140.4% 2014 5,949 31.8% 4,885 2015 -Number of borrowers -PAR30 145.2% 2015 17.5% 0 n 2015 Operating expense ratio 11,393 MFI Factsheet 0.0% 0 2014 2015 0 Voluntary savings -Total active dients MFI Factsheet 7000 6000 5000 4000 3000 2000 1000 0.0% 0.0% 0.0% 0 0 5.0% 4.5% 4.0% MFI Factsheet 3.5% 3.0% 2.5% 2.0% 1.5% 1.0% 0.5% 0.0% MFI Factsheet MFI Factsheet 12,000 10,000 8,000 6,000 4,000 2,000 0 Average disbursed loan size 1,400 1,200 1,000 800 600 400 200 5.0% PAR 30 and risk coverage 4.0% 3.0% 2.0% 1.0% 0.0% 692 2012 291 0.0% 3.0% 2012 PAR30 Productivity of staff 132 13.5% 1.4% Break-Down of Portfolio Yield 17.7% 2013 2013 2012 Number of loans per loan officer Operating expense ratio 2012 Funding Structure 18.2% 1.4% 80.4% 323 977 Equity 2013 2013 172 8.9% 4.0% 1.9% 16.7% 2013 2014 Write-Off Ratio 2014 22.4% 5.5% 72.1% REPORT IN Funding expense ratio 266 896 2014 129 2014 www 19.1% 11.6 % 69.3% 2014 Borrowings 2015 9.4% 1.4% 3.4% 229 AUTOMATICALLY GENERATED 17.5% 2015 1,298 2015 106 2015 Number of loans per staff member 0.0% 0 Risk coverage of PAR30 Provision expense ratio 19.3% 40.8% 39.9% 2015 MFI Factsheet Savings 1.00 BOB MFI Factsheet 0 0 MFI Factsheet 0 0 0 n 140% 120% 100% 80% 60% 40% 20% 0% MFI Factsheet Yield Margin MFI Factsheet 0.0% 0

Answer rating: 100% (QA)

Title Financial Analysis Report of AMG Global Microfinance 1 Introduction AMG Global Microfinance has been operational for the past four years providing financial services to underserved individuals a... View the full answer