the case, yeu may be able te estimate hew quickly certain acccunts are likely tn be cellectedt which, in turn. may assist the marketing department in determining an apprepriate level fer the meney-baclt guarantee. Tn test this thecry, a tandem sample cf acceunts clcsed cut during the menths c-f January thrcugh June has been cellected. The data set includes the initial size ef the acceunt and the tetal number cf days In ccllect payment in full. Because QSCA deals in heth heusehcld and ccmmercial acceunts in abeut the same prepnrtien, an equal number have been cellected frcm bcth greups. The first 48 c-bseryatiens in the data set are residential acceunts and the secend 43 are cc-m- mercial acceunts. The data can be feund an the heck web site in the le named eyerdue.titt. In this data set, the 1variable LATE is the number cf days the pay- ment is eyerdue, BILL is the amnunt ef the cyerdue bill in dellars and TYPE identies whether an acceunt is RESIDENTIAL er CDMMERCIAL. Develnp a regressicn mndel tn predict LtTE frem BILL