The first goal will be to continue paying off debt. I always manage to pay my debt off, but I want to reduce the continuous amount of new debt accrued. I knew there would be some additional debt accrued when returning to school. I had to purchase a new laptop, but I needed a laptop that could handle intense usage. My fianc and I have also taken a couple of extra vacations that we are currently finishing paying off. The second goal will be to reduce some spending on outings. While I enjoy participating in outdoor and fun activities, I can cut back on some of our pricier outings. This includes going out to dinner. I want to focus on cooking more meals at home again. We are working towards making meals at home again. This will help us both save money and pay debt off