The following contracts are voidable except - a. A contract agreed to in a state of drunkenness or during a hypnotic spell. b. A contract between a minor and insane person. c. A contract where a party was mistaken as to the substance of the thing which is the object of the contract d. A contract of marriage where a party was mistaken as to the identity of the other contracting party 28. Charlene applied for a life insurance policy with XYZ Insurance Company. For the policy to be approved it would require a physical examination. Since, Charlene is suffering from heart disease, she asked Sharlene her twin sister to undergo the physical examination. The Insurance Company approved the policy. What kind of fraud was employed by Charlene? a. Dolo incidente b. Causal fraud c. Fraud in performance d. No fraud committed 29. Contract 1: An oral contract of sale of laptop between a seller who is minor and buyer who is an insane person. Contract 2: An oral contract of sale of land worth P500,000 between seller and buyer. Seller has not yet delivered the lot, but the buyer has given a down payment of P100,000. a. Both contracts are unenforceable b. Both contracts are valid and enforceable c. Contract 1 is unenforceable; Contract 2 is valid and enforceable. d. Contract 2 is valid and enforceable; Contract 2 is unenforceable. 30. When a person takes improper advantage of his power over the will of another, depriving the latter of a reasonable freedom of choice, the contract shall be - a. void because of absent of consent. b. valid because all the requisites of contract are present. c. voidable on the ground of intimidation. d. voidable on the ground of undue influence. 31. A vitiation of consent wherein through insidious words or machinations of one of the contracting parties, the other is induced to enter into a contract which, without them, he would not have agreed to. a. Mistake b. Violence c. Fraud d. Theat 32. The following are the essential elements of consensual contract, except - a. Consent of the contracting parties. b. Object certain which is the subject matter of the contract c. Cause of the contract which is established. d. Delivery of the object of the contract. 33. Statement 1: A void contract is ratified by the acceptance by a party to the contract of a benefit under its terms. Statement 2: The right to set up the defense of illegality of a void contract does not prescribe. a. Both statements are true b. Only 1 is true c. Both statements are false d. Only 1 is false