The following questions refer to the differences between Chapter $7$ and Chapter $13$ bankruptcies:

$1.$ In a bankruptcy the debtors non$-$exempt property is sold and the money distributed to creditors.

$2.$ In a bankruptcy, the debtors post$-$petition income cannot be used to pay pre$-$petition debts.

$3.$ According to the "median income test" if the debtor's income is below the applicable state's median income, he$/$she automatically qualifies for a bankruptcy.

$4.$ Most of the time, creditors prefer that the debtor file for a bankruptcy because they recover a greater percentage of debts owed them than they would under the other type of bankruptcy.

$5.$ When the "means test" is applied if the debtor has enough disposable income, he$/$she$/$they must file for a $.$

$6.$ is usually preferred by debtors because more of their debts will be discharged that under the other form.

$7.$ permits a qualified debtor to pay off all or a portion of their debts using post$-$petition income and according to a repayment plan.