The following table presents information on four different open-end mutual funds. Use the information in the table to answer the questions that follow.

FUND	NAV	NET CHG	YTD % RET
BRRT	38.21	0.37	9.9
GlbEx p	13.32	0.04	3.4
PwrSL r	19.77	0.14	6.3
GMAR	30.81	0.28	8.8

a. The mutual fund (BRRT, PwrSL, GlbEx, or GMAR) _______ charges a back-end load fee.

b. True or False: You can generally expect funds that charge back-end load fees to outperform funds that do not charge these fees.

T / F _________

c. Suppose BRRT has a front-end load fee of 7%. If you purchase 100 shares of this fund at the NAV, you will pay a commission of _________. If, in one month, you sell the shares, you (will not OR will also) _________ pay a redemption fee at that time.

d. If you are interested only in funds without any fee, you (will need OR do not need) ___________ to use additional online resources to find no-load funds, because using on ly the quotations as listed in the table, it is (very easy OR impossible) to determine the amount of any front-end load fee that the fund may charge.