The last project involves rolling out a personal finance advisory platform and includes the servicing and maintenance of the platform. There are two competing clients who would purchase the platform. however due to legal, licensing and competition restrictions, Short Stop can only sell the platform to one of the clients. The first client is offering a payment structure comprising of quarterly payments of $200,000 over a 6-year period, starting at the end of the 1st quarter The second client is offering a different payment structure compromising monthly payments of S60,000 over the 6-year period. Additionally, they will pay $30,000 at the start of each year for 6 years, starting immediately Short Stop estimates that the personal finance advisory platform systems and augmented with other applications. The required computing hardware can be delivered and installed immediately after the elient has been approved, at a cost of $3 million to Short Stop. As such, the rollout of the project can be completed immediately after the choice of client. Given a required rate of return on a you to advise on which client Short Stop should choose to maximise value. can be created from current embedded project such as this is a nominal 12% p.a . , your manager wishes Given that the clients offering to pay for the personal finance advisory platform are providing payment plans that are period differ from payments received at the end of a period. Provide some value and future value of these types of cash flows in terms of how they are calculated. regular, detail using diagrams if needed, how payments received at the beginning of a discussion on the present