The models in the table below present results for the dependent variable IRA regressed on variables income, age, male and married. IRA is variable being equal to 1 if the person chooses and individual retirement plan account and zero otherwise. Marginal Marginal LPM Probit Effect Logit Effect (Probit) (Logit) inc 0.006 0.02 0.006 0.0341 0.006 t-stat 33.41 29.03 27.75 age 0.008 0.0295 0.009 0.0509 0.009 t-star 20.57 19.65 19.48 male -0.008 -0.0315 -0.009 -0.0568 -0.010 t-stat -0.74 -0.75 -0.77 married 0.030 0.138 0.041 0.228 0.039 f-stat -2.65 -3.2 -3.03 cons -0.267 -2.523 -4.292 I-star -13.03 -31.01 -29.29 It is correct to say that