The principal-agent problem: O A. eliminates costly state verification. B. occurs because owners have incomplete information about the motives and behavior of managers. O C. is not related to asymmetric information. OD. is a type of adverse selection. The free rider problem: O A. results from the production of information being much like a public good where exclusion is not possible OB. makes it easier for an investor to continue to buy securities at less than the true value O c. will only occur if information costs are zero OD. will make more people willing to provide information services