The Qualfed State Long Term Care Partnership program is designed to encourage more people to purchase long term care insurance. Which oll the following statements is not correct regarding partnership$-$qualfied $($PQ$1)$ long$-4$erm care policies?

PQs include infation protection, so the dollar amount of benefiss received can be higher than the amount of insurance coverage intially purchased.

PQs allow people to apply for Medicaid under modfied elgiblity nules if there in continued need for long term cale atter the policy maximum is reached.

PQn include a special "asset divregard" feature that allows individuals to keep assets like personal savings above the usual $$2\mathrm{.}000$ Medicaid limit$.$

PQs allow people to receive a tax credit equal to up to $80$ percent of the polly premium.