The question in the image asks what the risk management program is called when it considers all types of risks faced by a company $($pure$,$ speculative, operational, and strategic$)$ in a single program. The options are:

a$.$ financial risk management program

b$.$ enterprise risk management program

c$.$ fundamental risk management program

d$.$ consequential risk management program

The correct answer is $**$b$.$ enterprise risk management program$**.$ Enterprise risk management $($ERM$)$ is a comprehensive and integrated approach to managing all risks faced by an organization, including pure, speculative, operational, and strategic risks.