1. Create income statement with operating expenses expressed as a percentage of total operating expenses, which items improved over the last two years, which trends need to be reversed? 

2- calculate ROA, ROE for each year. identify the strengths and weakness the cash is 99,535 on 2019

 

Consolidated Statement of Income For the year ended 31 December 2019 Income from financing contracts Income from investments Income from sukuk Share of income from associates OPERATING INCOME Return on equity of investment account holders (wakala) Return on equity of investment account holders (mudaraba) before Group's share as mudarib Group's share as mudarib Return on equity of investment account holders (mudaraba) after Group's share as mudarib Profit on due to banks, due to non-banks and subordinated wakala payable NET OPERATING INCOME Staff costs. Depreciation Provisions-net Other expenses TOTAL OPERATING EXPENSES NET INCOME FOR THE YEAR Attributable to: Shareholders of the Parent Non-controlling shareholders Hamad Abdulmohsen AlMarzouq Chairman of the Board of Directors Note 24 25 29 27 28 2019 BD 000 63,429 1,720 20,200 (164) 85,185 (11,229) (9,680) 7,727 (1,953) (23,208) 48,795 13,235 1,292 (631) 9,889 23,785 25,010 25,019 (9) 25,010 2018 BD 000 52,321 6,432 11,349 170 70,272 (4,012) (10,233) 7,666 (2,567) (18,551) 45,142 15,337 1,184 459 9,745 26,725 18,417 18,453 (36) 18,417 Abdulhakeem Yaqoub Alkhayyat Managing Director and Chief Executive Officer