The Temporary Insurance Agreement $($TIA$)$ provides coverage for a predetermined time $($usually up to $60-90$ days$),$ for a predetermined amount on an applicant assessed by the life agent as a standard rate at the time the application is completion. All of the following are true about TIA's, exceptSelect one:O a$.$ The underwriter can get off risk if undisclosed negative information aroutthe life to be insured surfaces.O b$.$ TIA's require premium payment.O c$.$ TIA's cover all the products issued by Life Insurance companies. d$.$ TIA's may not be issued beyond a certain age.