The weeks that I have been in this class let's me know that Math is not my strength; never have been and never will be. I agree, we do use math in our lives and it is helpful. The three concepts that I learned to be most helpful from this class is debt, budget and expenses. Debt is important to me because once you add up all that you owe by using addition you can come up with your budget on how you are going to pay off your debt. Budgets are most useful because it shows you how much money you have coming in and how much money you have going out. Budgets allow you to also see what you spend your money on and if the things we spend money on are necessary or not. Expenses is one of the things we spend our money on. Expenses such as rent, utilities, grocery shopping for food are necessary. These expenses are necessary. What I like about these three concepts are you can utilize them in the simplest form. Another good thing about debt, budgets and expenses are they can go to getting in managing your money. how to respond