There are several techniques available for managing risk. For each of the following risks, describe in detail an appropriate technique, or combination of techniques, that would be appropriate for dealing with the risk. Give an example for each answer. $[$Hint: Don't forget the techniques of loss control and avoidance, as well as insurance, retention and noninsurance transfers.$](1$ point for each response$)$a$.$ A family head may die prematurely because of a heart attack. b$.$ An individual's home may be totally destroyed in a hurricane. c$.$ A new car may be severely damaged in an auto accident d$.$ A negligent motorist may be ordered to pay a substantial liability judgment to someone who he or she injured in an auto accident. e$.$ A surgeon may be sued for malpractice. f$.$ An individual may be forced to declare bankruptcy because he or she cannot pay catastrophic medical bills.