There is a standard PAP policy in the appendix in the back of your text. Please reference that to answer questions you may have about what is or is not covered. For Questions $1-3$ assume that Abe Barker owns a PAP with the following limits:

A$=$$$100,000$

B$=$$$3000$

C$=$$$100,000$

D$=$$$250$ deductible collision and other than collision

ACV of car $=$ $$14,500$

$1.$ Abe$$s daughter Candy who is $15$ and has a school permit, backs Abe$$s car into the second family car while leaving the driveway. Both vehicles are under the same policy above. Damage to the vehicles is estimated at $$2500$ each.

$2.$ While using his vehicle to deliver pizzas, Abe is struck by an uninsured motorist. He has $$15,000$ in medical expenses and lost wages. The automobile is totaled.

$3.$ Abe borrows his neighbor$$s car while his is being repaired. He did $$5000$ damage to the car when he slid into the ditch during a snow storm.

$4.$ Assume that an insured causes an automobile accident that injures $5$ people and damages one auto. Assume that each of the injured parties successfully sues for $$20,000.$ The damaged auto was worth $$10,000.$ How much would the insurer pay if the insured carried $10/20/5$ limits$?$

$5.$ Using the information in number $4,$ how much would the insurer pay if the insured carried $50/100/5$ limits$?$

$6.$ Using the information in number $4,$ how much would the insurer pay if the insured carried $100/300/50$ limits$?$

$7.$ Assume that you are in an automobile accident with an insured motorist and you are at fault. Your uninsured motorist limits are $10/20$ and your medical bills are $$22,000.$ What, if anything, would you collect from your $$Uninsured Motorist$$ coverage? Explain please.

$8.$ David lives in Iowa, and has a PAP with the minimum limits of liability required by law in Iowa. He drives to Alaska, where the minimum limits of liability are $50/100/25.$ While in Alaska, he has a serious accident in which he is at fault. What is the most that his liability policy will pay for the bodily injuries and property damage?

$9.$ What is meant by $$No Fault$$ Insurance? How does that affect an Iowa driver who is involved in an accident in Minnesota $($which is a no fault state$)?$

$10.$ Distinguish between $$Non$-$collision $($comprehensive$)$ and $$Collision$.$