This is a financial management subject. Please help me answer the following: ( Explain simply and clearly)

1. Your client named De Limas Bank will purchase a large rewards credit-card franchise. They have two competing teams arguing about the new acquisition: either they can turn this franchise global, offering reward incentives to those with exclusive bank accounts, or they can keep the franchise open to any who buy into the program. To help your client, you will need to compare the potential for profit on both options and decide what would make the better outcome for the company. Be sure to list your reasons for your decision.

Question: What will be your decision? What are the reasons why you choose such decision? Explain in a simple way to understand further.

2. Question: What are the sources of information which can help the financial analyst examine a new credit applicant? Please explain fully and give examples on how these sources affect and influence the investigation process.