this is ALL ONE question please answer the whole thing

Shu Chang. 22, has just moved to Donver to begin her first prolessional job. She is concemed about her finances; spocifically, wants fo save for "at tainy day" and a new car purchase in 2 to 6 percont of their salary, The employar also provides a credit union and a U.S. Savings Bond purchase program. Shu also just inheiriliod $5,000. Shurs older brother, Wen, has urged Shu to start saving from "dary one" on the job. Wen has lost a job twice in the last 5 years through company downsizing and now keepe 535 , 000 in a ? iescont money market mutual fund in case it happens again. Wen's annual take-home pay is $48,000. Shu has started shopping around for accounts to hold her liquid assets. She'd like to earn the Highest rate possible and avoid paying fees for falling below a specifed minimum balance She plans id open two accourts: one for paying monthly bills and another for short-ferm savings. a. Name at least three ways that Shu could aulomate her asset management. Sugpest at least one coption for retirement savings, goneral sovings, and general convenience b. What mojor factores should Stu consider when solecting a checking andlor savings accourt? c. Why does Shu need an emergency fund? Assuming she wants to follow her brothers lead, how much energency savings should she try to set aside? What type of accocunt would you recominarte for her emergency fund? marpinal tax brocket? 2. Shu coudd automate her auet management for retrement savings by. (fielect the best answer below.) B. using drect depesit of har paycheck inte a checkingliavings account or joining the credit unian savings plan c. using the ATM at the credit union to cash her check. b. using direct depoeit of her paycheck inte Wents money market mutual fund Shi could witomate ber asset manspement for generai savings by. (Seiect the best answer below) A. ising direct depouit of her paycheck into a savings account or authotizing aubomated money market mutual Aund or CD deposits. c. uing the ATM at the eredit union to cash her check. p. veing direct deposit of her parcheck into Woris monoy market mubuw fone Shu Chang. 22, has just moved to Denver to begin her first professional job. She is concemed about her finances; spechically, wants fo save for "a fainy day/ and a nenw car putchase in 2 to 6 percent of their salary. The employer also provides a credit union and a U.S. Savings Bond purchase program, Shu also just inheirled $5,000. Shu't older brother, Won, has urged Shu to start saving from "day one" on the job. Wen has lost a job twice in the last 5 years through company downociang and now keepe 535,000 in a 2 , anrcant money manket mulual fund in case it happens again. Wen's annual take-home pay is $48,000. Shu has started shopping around for acoounts to hold her liquid assets. She'd like to earn the highest rase possible and avoid poying foes for falling below a specified minimum balince. She plans tis open two acoounts: one for paying monthily bills and another for shont-term savings. 2. Name at least three ways that Shu could automate her asset marogement. Suggest at loast one optoon for retrement savings, general savings, and general convenience b. What major factors should Shu consider when selecting a checking and/or savings account? c. Why does Shu need an emergency fund? Assuming she wants to follow her brother's lead, how much emergency servings should she try to set aside? What type of account would you rocourment for her emergency fund? d. Comment on Wen's use of liquid assets. How is his soving philosophy both riaky and conservative? What is the reat, after-tax rete of retum, assuming a 3 percent inflation rate and a 25 percent marginar tax beacken? c. Shu thould keep an emergency fund bocause: (Select the best antwer below) B. without an emergency fund, Shu cannet participate in her employer's 401(k) plan C. Withou an emergency fund, thu will not be doing what her older brother told her to do. D. without an emergency find, shu wal have to quit her new job and move back hame with her parents Shu Chang. 22, has just maved to Denver to begin her first professional job. She is concemed about her finances; specifcally, wants to save for "as rainy day/ and a new car purchase in 2 to 6 percent of their salary. The employer also provides a crodit union and a U.S. Savings Bond purchase progam. Shu aliso just inhointed $5,000. Shurs older brother, Wen, has urged Shu to start saving from "day ane" on the job. Wen has lost a job twice in the last 5 years through company downsiaing and now keeps $35.000 in a 2 perceit money market mutual fund in case it happens again. Wen's annual take-home pary is $48,000. open two accounts: one for paying monthly bils and another for short-term savings. a. Name at least three ways that Shu could automate her asset management. Suggest at least one opton for retirement savings, general avings, and generat conivenience. b. What major foctors should Shu consider when seliecting a checking andior savings account? for her emergency fund? marginal tax bencket? Wen's real, after-tax rate of return on his money maket mutual fund is 6. (Enter as a percentage and round to two decimas placos) Since Weris real, after-tax rate of retum on his money is zero, Wen should: (Select the best answer below) A. leave the excess money (anything over the amount neoded for six months of expenses) in the wecount in case he need emorgency money for mone than air monthe. therefore