this is chapter 5 question and is very vague that is why i posted im just as confused

ER English - United States (en_us) Cornerstone Bank pays interest of 3.5 percent compounded annually. Uptown Bank pays 3.75 percent simple interest. Select one: O a. Cornerstone Bank will pay you a total of $176.59 in interest over the five years. O b. Uptown Bank will pay you $15.30 less interest over the five years than Cornerstone Bank will. c. Cornerstone Bank will pay you a total of $175.00 in interest over the five years. O d. Uptown Bank will pay you $0.19 less interest than Cornerstone Bank over the five years. o All else equal, the present value as the period of time increases. Select one: a. increases b. decreases c. remains constant here to search