This is from Risk and Insurance Management class. Please answer the question clearly. No blurry picture.

1). What are the three types of legal authority granted to and agent operat ing on behalf of a principal? 2). List four steps in the claim settlement process 3). List the reasons for using reinsurance 4). Match the major property casualty insurance distribution system in the first column with its description in the second column Choose- multiple line exclusive agency system Independent agency system Sales reps dependent contractors are employees of the insurer not in Exclusive agency system agents under this system represent only one insurer or a group of insurers under common ownership, ie, State Farm Direct writer Direct sales to the publishing media (television, radio, etc.) Direct response system represents multiple insurers and maintains ownership of expiration and renewal rights Multiple distribution systems The use of several distribution systems in order to gain market share Personal selling systems Affiliated agents Body A The He