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e. Perform the comparative profitability analysis of BAC and CVBF. To do it, create the following table for each institution: 12-31-23 12-31-22 12-31-21 12-31-20 12-31-19 Profitability Ratios Return on Equity Return on Assets Net Interest Margin Net Non-Interest Margin Net Operating Margin Breakdown of ROE Net Profit Margin Asset Utilization Ration Equity Multiplier Breakdown of ROA Net Interest Margin Noninterest Margin Special Transactions Affecting Net Income Analyze the information in the tables