This ISO's liability program, available to all ISO$-$participating insurance companies, was filed with state insurance regulators for approval effective April $1,1998.$ It was the newest line introduced in more than twenty years. Because of an increase in the number of lawsuits filed for sexual harassment and similar liability suits, the coverage became imperative to most businesses. Identify this insurance coverage.

Business owners liability policy program

Capital asset liability program

Errors and omissions policy program.

Directors and officers policy program.

Employment practices liability program