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ABC Construction is a privately held corporate entity established in 1979, with their main office in League City, TX. They provide pipeline construction & maintenance, primarily for oil & gas flow and gathering to refineries. ABC Construction installs new pipelines above & below ground so oil & gas can flow to its destination. They also provide maintenance on existing pipelines. Pipeline projects are concentrated in Texas, South Dakota, Pennsylvania and Louisiana. They also haul pipe in the Southern Region which is about 20% of their revenue.

Staffing fluctuates and turnover in the last year has been about 50%. Currently there are 130 employees, 10% administrative and 90% field personnel.

ABC Constructions maintains an office/shop/yard facility in League City, TX; New Orleans, LA with an executive suite office in Dallas, TX. They have 150 light/medium trucks and 35 truck tractors and trailers to haul pipe.

ABC Construction has had claims on all lines of business last year. See loss scenarios by line of business.

General Liability

Claimant	Description of loss
John Doe	Guest at insureds site tripped over pipe laying on the ground
Jane Doe	Owner of land damaged by oil spill. New employee of ABC Construction cut a pipeline by mistake

AUTO

Claimant
James Doe	Claimant vehicle rear-ended by ABCs truck hauling pipe at 3am
Jill Doe	Claimant vehicle rear-ended by ABCs medium truck. Claimant says the driver was on his cell phone
Keith Doe	ABCs truck tractor ran a red light, striking claimants vehicle on the passenger side during a rain storm

WORKERS COMPENSATION

Claimant
Jimmy Doe	Employee suffered burns when welding pipe
Jenny Doe	Employee was driving truck tractor and was injured when she rear-ended another vehicle
Sam Doe	Employee broke his leg when he slipped and fell into a trench